Loans Information and Resource. A person can make an application for a payday advance by applying at a cash advance provider and giving them proof of earnings. The borrower would then leave a cheque to the cash advance providers which will be cashed when the applicants next payday comes. As long as their are enough funds in the borrowers account on the day they get paid, the cheque will cover the cash advance they have taken out and the loan, including the interest charges will be cleared. If however, the customer does not have enough funds to cover the payday loan on the day specified, the debt will continue and the borrower will need to pay off the added interest and a possible fee for being late on their next payday. In this situation, it is easy for a the borrower to get trapped in a circle of debt. check this site..